Self-Invested Personal Pension tracking, done properly
A SIPP gets tax relief on contributions and grows tax-free, but is locked until retirement age. Omnicogi tracks its long-run performance without touching your pension provider's login.
Join the waitlistTax treatment inside a SIPP
Contributions attract tax relief added by your provider; growth inside the SIPP is untaxed. Omnicogi's XIRR calculation uses your actual contribution dates (including relief credited later), so the money-weighted return reflects when your capital was really invested.
What Omnicogi shows for your SIPP
- True XIRR: your money-weighted annualised return, calculated on your real contribution dates.
- Clean Cash vs Generated Wealth: what you put in, versus what the market returned.
- Benchmark gap: your SIPP performance against the FTSE 100, S&P 500, or MSCI World.
- Zero broker login: imported from a CSV export, never an Open Banking connection.
Frequently asked questions
How does Omnicogi handle SIPP tax?
Contributions attract tax relief added by your provider; growth inside the SIPP is untaxed. Omnicogi's XIRR calculation uses your actual contribution dates (including relief credited later), so the money-weighted return reflects when your capital was really invested.
What's the SIPP allowance?
Access is from age 55, rising to 57 from 2028. Annual allowance is typically £60,000 (tapered for high earners).
How do I get my SIPP data into Omnicogi?
Export a transaction history CSV from your broker (see broker guides) and upload it to Omnicogi. No broker login or Open Banking connection is required. Add a snapshot from your broker's own statement to reconcile the ledger.
On this page
Other account types
App documentation
Related articles
Related tools
See your real SIPP return, not an estimate.
Omnicogi calculates true XIRR and correct UK tax treatment for your SIPP, imported from a CSV, no login required.